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I know that you will "poo-poo" this, but it has some interesting ramifications (if you think about it).
In the UK it is illegal to pay a debt with a debt. It is considered to be fraud.
Now, take out a tenner, or a fiver, and look at it.
It says "I PROMISE TO PAY THE BEARER ON DEMAND THE SUM OF FIVE/TEN POUNDS".
That is an IOU. It implies that the note is an IOU for £5/£10 DEBT.
To use one, to pay for an ID Card, is paying a debt (you are placed into debt by owing for the cost of the card) with an IOU.
We could write to the Home Secretary, requesting clarification as to how we could pay a debt with a debt without being guilty of a fraud?Veronica Chapman, 12 years ago.